About FBS

Welcome to Family Balance Sheet!
Helping Busy Families Live Well on Less.


I'm Kristia. I'm a wife, mom of 2 daughters, home cook, half-marathon runner, and a coffee addict.

I'm also a former corporate girl who went from managing millions of dollars for a large company to managing (much less) in my home. At Family Balance Sheet, you'll find personal stories, practical tips, and delicious recipes to help you and your busy family live well on less, create a peaceful home, and live a happy life.

Why the name, Family Balance Sheet?
My husband and I are self-employed small business owners. Our income fluctuates. We have had amazing years and we have had really scary years. The amazing years are SOOO much better.

My corporate background is in Retail Buying, but in 2005 after the birth of our first daughter, we made the joint decision that I would be a stay-at-home mom. I would also assist my husband with the bookkeeping/financial areas of our business, but I could do it from our home computer.

I also took on the role of the Family Office Manager. I needed a way to communicate our financial snapshot to my husband, so I devised an excel spreadsheet that I called our Balance Sheet. Please click the following link for more information about the Family Balance Sheet and a FREE offer of the excel spreadsheet.

Posting Schedule
  • Monday's Recipe -Each week, I post a delicious and budget-friendly recipe or food-related post. I mostly use fresh ingredients and items that are usually found in any pantry.
  • Tuesday through Thursday - I will post 2-3 articles about family finances, frugal living and home-management.
  • Friday - FREE Events for Kids and Families.

In addition to writing here at Family Balance Sheet, I am a contributing writer for The Happy Housewife.

I welcome comments, feedback, ideas, or advertising/PR inquiries or opportunities, please email me at familybalancesheet at gmail dot com.

I am not a financial professional, just a wife and mom who would rather read personal finance blogs than watch Real Housewives of (Insert City), so please consult a professional if you think that you are in need of professional advice.

To keep things transparent, please read my FBS Disclosure and Privacy Policy.

I hope you have enjoyed you time here and thanks for reading. If you would like to receive FREE updates of FBS, there are four ways to do so:
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