Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one … [Read More...]
2019 Debt Freedom Plan Update
Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We were trying to be responsible. We ran the numbers of the purchase and they looked great on paper, but paper doesn't account for a new server, a … [Read More...]
Nifty Nifty, Guess Who’s 50…
If you guessed this girl, you would be correct! If you're a long time reader, you'll remember that I turned 40 once. That birthday was surreal too, but back then I was in a mommy fog with my 3 and 1 1/2 year olds. Now, those squirts are 13 and 11, and I'm in a middle school fog...prayers are much appreciated...lol Over the … [Read More...]
Christmas Savings Club | August September 2019
Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My … [Read More...]
Christmas Savings Club | July 2019
Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My … [Read More...]
Christmas Savings Club | June 2019
Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My … [Read More...]
Christmas Savings Club | May 2019
Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My … [Read More...]
Christmas Savings Club | April 2019 Meeting
Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My … [Read More...]
Christmas Savings Club | March Meeting
On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash … [Read More...]
Summer Fun Guide 2019
After a long-snowy-polar vortex winter, are you dreaming of blue skies and sunny days? We are! Summer is my kids' favorite season. What's not for them to love? My kids have three months off from school, will spend their evenings and weekends at the community pool, and hang out with the neighbor kids. As a family, we are looking forward to … [Read More...]
Have a Mindful March!
It's March 1, and I declare it Mindful March. We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Our goal for … [Read More...]
2019 Christmas Savings Club | February Meeting
On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash … [Read More...]
How to Save Money on Groceries
Looking for ways to save money on groceries? Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don't make a shopping list and plan my meals, my grocery budget is toast. If you need to … [Read More...]
Have yourself a Frugal February!
One month down for 2019. How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. For the first time in 9 months, we made an extra payment to our last remaining non-mortgage loan. It was a great feeling to make that payment, and to continue the momentum I want to … [Read More...]
2019 Christmas Savings Club
On January 25, you might not want to even think about Christmas. It's 20 degrees outside and all you want to focus on is warmer weather and summer vacation. I promise I won't start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas … [Read More...]
Our 2019 Financial Goal
In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. Too many shiny quarters and not enough focus gets absolutely nothing accomplished. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 … [Read More...]
My Word for 2019
One word. Just one word to focus on during the upcoming year. It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. I chose a word back in 2014 and by the end of that year I forgot what the word was! So will 2019 be any different for … [Read More...]
What We Ate this Week on our Budget 12.14.18
Here's a peek at what we ate this week on our budget. I've had to bump up the budget over the years as my kids have grown and started to eat as much as adults. I now spend $600-700/month on groceries and I struggle to remember those days when I spent $400-500. My kids ate like birds back in day and now they are famished every time they walk into … [Read More...]
2018 Reader Survey: Help me make FBS better for YOU!
I have a big favor to ask you. I know that you all are extremely busy, but could you please, pretty please with a cherry on top, complete my reader survey. Now before you roll your eyes and leave, let me explain why I’m asking this of you. This survey will help me create content that you WANT to read. I want to be a resource for you and your … [Read More...]