• About
  • My Favorite Blogging Tools
  • Archives
  • Advertise
  • Contact
  • Terms & Policies

Family Balance Sheet

where family, life, and finances meet

  • Home
  • How to Budget
  • Finances
    • Our Debt Freedom Plan
    • 31 Days to Find $1000
    • Christmas Savings Club
    • Debt Free Stories
    • Marriage and Money
    • Medi-Share
  • Family
    • Frugal Holiday Fun
    • Frugal Family Activities
    • Giving
  • Recipes
    • Freezer Cooking
    • Recipes – Appetizers & Snacks
    • Recipes – Beverages
    • Recipes – Breakfast & Brunch
    • Recipes – Desserts
    • Recipes – Grilling
    • Recipes – Main Dish
    • Recipes – Sides & Soups
    • Recipes – Slow Cooker
    • Cooking ‘How-To’ Series
  • Travel
    • Travel Destinations
    • Camping
    • Budget Travel
  • Frugal Living
    • How We Frugal-ed
    • Saving Money on Groceries
    • Saving Money in your Home
    • Saving Money during the Holidays
    • Gardening
  • Grocery Budget
    • Saving Money on Groceries
    • Freezer Cooking
    • 31 Days to Slash Your Grocery Spending

Archives for January 2009

Creating your own Family Balance Sheet REDIRECTED

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 27, By Kristia 2 Comments

Post Update: Please refer to this updated post with more specific information: How to Create Your Own Family Balance Sheet. My husband and I try to talk once a month about our finances, both personal and for our business. We usually discuss and review our cashflow, budget and any outstanding issues. Because I manage our […]

READ MORE >>

Filed Under: Uncategorized

Refinancing our Mortgage will save us $9000!

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 21, By Kristia Leave a Comment

I received an email last Friday from our primary bank about the 4.99% rates on their 15 year home equity loans. The email also stated NO Prepayment penalties, NO points, and NO closing costs. We currently have our mortgage in a 15 year home equity loan at 5.74% at a different bank. I quickly ran […]

READ MORE >>

Filed Under: Uncategorized

Is Clutter Costing You Cash?

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 14, By Kristia 2 Comments

My home office is located in our basement and it can get pretty cold and lonely down there. There are times when I just don’t have the desire to go downstairs to do my work, but I have several jobs to do and this is where I work. It is no wonder from these photos […]

READ MORE >>

Filed Under: Uncategorized

WELCOME!

SEARCH

Get a Free Family Balance Sheet Excel Spreadsheet download

recipes

Recent Posts

  • Our Family Finances Update: January 2021
  • My Word for 2021
  • Family Budget Spreadsheets 2021
  • How We Frugal-ed in November 2020
  • 7 ALDI Soup Ideas
Follow Kristia Ludwick's board Best of FamilyBalanceSheet.org on Pinterest.

Amazon Associates Disclosure

Kristia Ludwick is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

COPYRIGHT

I love it when you share! Please keep in mind that all images and text on this site are property of Family Balance Sheet. Feel free to use one or two photos provided that a link back to my original post is included. Please do not remove any watermarks, crop, or edit any of my images without first obtaining written permission from me. Please do not replicate or copy any content from Family Balance Sheet without written permission from me. All free printables & spreadsheets offered are for personal use only. Pinning is always welcome and appreciated! Thank you!

Disclaimer

FamilyBalanceSheet.org is for informational and entertainment purposes only. I am not a financial professional. I’m a girl who loves to talk and read about personal finance and how it relates to hard working families. If you feel you need financial advice, please seek out a competent professional.

Disclosures

  • The content on FamilyBalanceSheet.org may contain affiliate and/or referral links that help support this site at no additional cost to you. I only recommend products and services that I believe in.
  • Terms of Use & Privacy Policy

Copyright © 2021 · Lifestyle Pro Theme on Genesis Framework · WordPress · Log in