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31 Days to Find One Thousand Dollars

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

September 30, By Kristia 19 Comments

31 Days to Find $1000 400X400

In one month, our Honda Odyssey was due for its state inspection. The good news is that it passed. The bad news is that all four tires should be replaced and rebalanced before winter. $700.

The same month, our 13 year old dryer stopped working. Have you seen the price of new dryers? No thank you. We called a local repairman. $200. (2018 Update: The dryer worked for another 5 years after that service call, so worth the $200 spent.)

Also in the same month, we needed $100 in additional funds to reach our goal of paying for a cash Christmas.

And that my friends, is how you spend $1000–it adds up quickly.

Could you use $1000? Are you up for a challenge? Back in 2013, I needed to find $1000, so I turned it into a blog challenge that continues to be one of my most viewed post ideas. 

What would you do with $1000?

Would you put it in an emergency fund? 

Would you put it towards next month’s budget?

Would you use it for a major home repair that took you by surprise?

Would you put it towards a family vacation?

Do you want to plan for a cash Christmas?

Would you put it towards a loan?

Or maybe you want to buy 25 turkeys for the local food bank or sponsor Salvation Army families at Christmas.

Whatever your need, our goal by the end of 31 days is to find $1000.

For 31 Days in May 2018, my challenge will be to find $1000.  You can join the challenge too on my closed Facebook group: Family Budgeters Unite!

On Mondays through Saturdays, I will post ideas to help you find the $1000. On Sundays, we’ll meet to catch our breath and share an update on how we’re finding our $1000.

To help track your progress, I created a 31 Days to Find $1000 tally sheet (google doc) to post on your refrigerator. It will be a daily reminder of your goal. Fill it out as you raise your money and total it at the end of the 31 Days.

31 Days to Find $1000 tally sheet

For a preview of ideas, here’s a recap of the previous challenge that I had on the blog in 2013:

  • Day 1: Make October a “Needs” Only Month
  • Day 2: Have a Yard Sale
  • Day 3: Sell Your Big Stuff on Craigslist
  • Day 4: Find a Seasonal Part-Time Retail Job
  • Day 5: Return Unused Purchases
  • Day 6: Found Cash Update
  • Day 7: Make Money from Your Skills
  • Day 8: Sell Your Unused Video Games
  • Day 9: Plan a Low Heat Challenge
  • Day 10: Sell Your Gold Jewelry for Cash
  • Day 11: Cancel Your Cable TV
  • Day 12: How to Get a FREE Gym Membership
  • Day 13: Update #2
  • Day 14: Reduce Your Grocery Spending without Sacrificing Quality
  • Day 15: Skip the AM Drive-Thru and Eat Breakfast at Home
  • Day 16: Shop Thrift or Consignment Stores
  • Day 17: Find FREE or Low Cost Family Entertainment
  • Day 18: I had a yard sale and didn’t have much time to get online.
  • Day 19: I was out of town and offline.
  • Day 20: I ran a half marathon and offline
  • Day 21: Playing catch up from being out of town for 2 days. Loads of laundry to do.
  • Day 22: FINALLY…a new post: Do-It-Yourself and SAVE!
  • Day 23: Brown-Bag Your Lunch & SAVE!
  • Day 24: Cash In Your Loose Change
  • Day 25: Rethink Your Christmas Spending
  • Day 26: crazy day spent offline.
  • Day 27: Update #3 How much we found so far.
  • Day 28: Are You Paying Too Much?
  • Day 29: Eat Dinner at Home & SAVE!
  • Day 30: Increase Your Income
  • Day 31: How Much Cash Did We Find? <—Find out how I did on the challenge!

Care to join me on this challenge? You can follow along and join the challenge on the closed Facebook Group: Family Budgeters Unite!

Filed Under: 31 Days to Find $1000, Financial Freedom

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Comments

  1. shelly says

    October 1, at 2:04 am

    I’ve been wanting to set aside $1000 since hearing Dave Ramsey (not so much for an emergency fund~my husbands got that under control . . . but more as a personal challenge and to have a little “fun” money to use for a vacation or something special.) Looking forward to reading your 31 days posts here!

    Reply
    • FBS says

      October 1, at 2:22 am

      If I didn’t need 4 new tires, I’d be saving for “fun” money too! Thanks for stopping by.

      Reply
  2. Sharon says

    October 1, at 12:18 am

    This sounds like a great challenge! I would love to join in!
    Sharon recently posted…Photo Challenge: Sweet success.My Profile

    Reply
    • FBS says

      October 1, at 12:57 am

      I would love for you to join in!

      Reply
  3. christa says

    October 1, at 7:12 pm

    Wow am I excited to find you today. We have been trying to get that baby step for over five years. Every time we do, house/car/health events drain it out. We haven’t even been able to make a dent in debt because new medical stuff comes up every year. Your post made me ready to give it a try again
    christa recently posted…31 Days of Embracing Home- WelcomeMy Profile

    Reply
    • FBS says

      October 1, at 7:25 pm

      Christa – I’m excited you found me too! We’re on baby step #2. While we have our emergency fund, as you can see, it was pretty much eaten up with the recent expenses. It happens so quickly.
      Thanks for stopping by and commenting!

      Reply
  4. Samantha says

    October 2, at 5:31 pm

    What a fun idea for the 31 days! I actually “found” $1000 last month after a ton of hard work. It was so exciting and worth it, and now I’m trying to do it every month. One of the things that helped me was to bring in a bit more income. I know that can be difficult, but there are a ton of great opportunities out there to do it!
    Samantha recently posted…Gratitude Day 2: Is complacency the end result of gratitude?My Profile

    Reply
    • FBS says

      October 2, at 11:21 pm

      Samantha – Increasing income will definitely make finding $1000 a lot easier. I’ll be exploring that a bit this month for sure.
      Thanks for stopping by and commenting!

      Reply
  5. Shari says

    October 4, at 9:09 am

    Hi! I just found your blog through Nester’s site, where I’ve linked up as well, with similar plans. I can’t wait to read the rest of your posts, and will probably be following along with your $1000 challenge as well, since I have car repairs, braces, and tons of other things to afford. Good luck, and best wishes!
    Shari recently posted…¢hange: day 4: hand-me-down dayMy Profile

    Reply
    • Kristia says

      October 4, at 12:50 pm

      Hi Shari – I’m so glad you stopped by. Good Luck with the 31 days challenge! I’ll hop on over to your site to check out your series too.

      Reply
  6. Michelle says

    October 12, at 11:49 am

    I’ve been meaning to try selling my gold jewelry for cash. I definitely have some stuff that I no longer want or need! There are some great ideas here…I will definitely check out the challenge. Visiting from SITS Sharefest.
    Michelle recently posted…Celebrating the Little Things in Life {Ladies Only Blog Share Link Party}My Profile

    Reply
  7. Raquel @ Organized Island says

    October 14, at 1:15 am

    Hello! Love this challenge, a thousand is a lot, but I do know that there are lots of ways to save when you really put your mind to it. Stopping by from the SITS Sharefest 🙂

    Reply
  8. Stephanie @ Six Figures Under says

    October 17, at 4:28 pm

    What a fun challenge! I feel like I am doing this every month, except without a cute printable to put on the fridge! We are working hard to pay off over $130K in law school debt. We’ve paid $35 already this year, but we still have $100K to go! Our plan to be done in 3 years means we have to put about $3000 each month toward the loans. We’re making less than $40K, so we are working hard to find/save the money in all sorts of creative ways. I’m excited to follow your blog and get ideas for more ways to save money!
    Stephanie @ Six Figures Under recently posted…6 Ways to Get Kids’ Clothes for Free or CheapMy Profile

    Reply
  9. Karen says

    October 23, at 7:25 pm

    I finally reached a $1000 in savings this month after saving for three months. My family did the FPU class with Dave Ramsey twice ( we are slow learners, I guess;) and this is my second time achieving the 1000 in an emergency fund. (The last 1000 got spent on an emergency:)
    It takes time to meet goals, but I am slowly seeing that I have money left over at the end of every month, rather than going into the hole and I am not feel deprived or missing anything. Being really aware of where my money goes instead of not having a plan is really eye opening . Thanks for this series. I am really enjoying it!

    Reply
    • Kristia says

      October 23, at 8:03 pm

      Congratulations on reaching your $1000! That’s awesome. My husband and I did the online version FPU this past spring amd it really changed how we view our finances.

      Thanks for reading and commenting!

      Reply

Trackbacks

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