31 Days to Organize Your Finances

Are you routinely late on paying bills? Do you regularly overdraw on your checking account?

On any given day, do you know how much money is in that checking account? Are you and your spouse arguing constantly about money?

If these questions are stressing you out–that is not my intent!  Over the years I’ve met a lot of people through my blog and elsewhere who are struggling with their finances. My husband and I have had our struggles too.

But I want to help change that for you. For me personally, when my budget, checkbook, and home office are organized, I feel more in control of my life and I am less stressed. When our finances are organized, bills are paid on time, checking account are not overdrawn, and life seems to flow better.

Good news! I’m joining The Nester’s 31 Day writing challenge, and for the month of  October, my theme will be 31 Days to Organize your Finances.

By the end of October, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

If all of that makes your eyes glaze over, PLEASE stick with me. By the end of the month, you should have a better grasp of YOUR finances, YOUR budget, and YOUR money.

If you’re married, I strongly urge that the two of you participate in the 31 Day challenge together. Set aside a few minutes each evening to review that day’s post.

The posts on Saturdays will be a review of the week, so you’ll be able to catch up on that week’s assignments. And we’ll all take Sundays off, since I don’t post on Sundays.

Follow along each day. Ask questions in the comments. You’ll get back what you put into this series. And by the end of the 31 days, you’ll have clear goals for your money, an understanding of how your money is working for you, and how it can work better for you.

Every day I’ll add the new link to this main post. You can also follow along on Facebook, subscribe to Family Balance Sheet by email , or stop by the main page daily for each assignment.

Are you ready to organize your finances? Roll up your sleeves and starting October 1st, let’s get to work!

This post is linked to Thrifty Thursday.

Please note, I AM NOT A FINANCIAL PLANNER. This series was written based on my family’s experiences. If you feel you need additional advice, please consult a certified professional.