The Christmas season is upon us. The season of family, faith, food and…shopping…..collective sigh…
The spending part of Christmas can get crazy, so I’ve come up with a list of last minute ideas to find some extra cash for your Christmas spending.
Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too.
Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started.
I use this spreadsheet. I was just working on it yesterday as I was making some notes of gift ideas for my kids. So please, take advantage of my offer and make a spending plan for Christmas.
To be honest, we set aside money each month throughout the year for gift spending, but that wasn’t always the case. In 2013, I had a year long series, Christmas Savings Club, to encourage everyone to set aside money each month for the holidays.
The series was inspired by my own problem with not having enough cash at Christmas in 2012. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Enough was enough and we have since changed our ways about budgeting for Christmas gifts.
Whether you are scrambling to find money for gifts OR you could just use some extra cash this season, my hope is that this list of ideas (many we’ve done ourselves) helps you find some cash for Christmas.
10 Ideas to Find Cash for Christmas
1. Make Money from your Skills or Hobbies
My husband has made hundreds of extra dollars by using his experience as a collegiate swimmer and high school swim coach to teach private swimming lessons. What skills do you have that you can offer or teach to make extra money?
- Can you teach piano lessons?
- Are you a skilled photographer? Think high school senior portraits or family photos for Christmas cards.
- Are you fluent in another language or maybe you’re a math whiz? Consider tutoring.
- Were you a high school or college tennis star? Teach tennis lessons.
2. Are you Crafty?
Do you love to bake? Christmas cookies are as synonymous with the season as gift giving. Some people don’t have time or don’t like to bake but would love to buy home-baked cookies and treats. My sister-in-law buys dozens every Christmas from a mom who bakes for cash.
Do you love to sew/knit/crochet? My mom makes and sells Raggedy Ann & Andy dolls. If you’re a knitter, make some scarves and/or hats to sell.
3. Sell Your Old, Unused Gold Jewelry
Several years ago, I made $150 from some gold pieced that were broken or I no longer wore. I had no emotional attachment to any of it and I was happy to make that money right before the holidays. Read about my experience: Sell Your Gold Jewelry for Cash.
4. Sell Unused Video Games
My husband loves video games, but just doesn’t have time for them anymore. They sat unused, so he decided to sell his Wii for $80. Has this happened to you? Someone in your family was desperate for a gaming system only for it to sit unused–consider selling it. It’s a great time of year to unload, especially if the system was hardly used.
5. Have a Virtual Yard Sale.
I love yard sales, but it’s getting a little cold in the northeast to be hosting one outside. However, there’s always stuff to sell, like outgrown, but good clothing, shoes, toys, household goods, etc. Spend some time and go through your house. Look for the big items that are worth your time and list them on Craigslist or find a local Facebook page where you can list stuff that you’re selling. Also, my cousin has had a lot of success simply listing some things on her personal Facebook page.
6. Return Unused Purchases
I shop at thrift stores frequently and I am always amazed at how much I see with store tags still on the product. If you have something that didn’t fit or you didn’t end up liking, RETURN it. Many stores will at least give you a store credit if you don’t have your receipt. But that store credit is much better than sending it to the thrift store as a donation.
7. Babysit or House Sit
At this time of year, parents might be looking for a sitter so they can gift shop or attend a holiday party. Or maybe you have friends that need their house attended to while they are away for the holidays.
8. Pet Sitting, Dog Walking, or Dog “Clean Up”
Yep, people will pay someone to pick up their dog’s poo…who knew? Pet owners will also pay for someone to take care of their pets while they’re away.
9. Snow Removal and/or Lawn Mowing
The northeast was pummeled with snow last winter and some of the high school kids in our neighborhood offered their shoveling services. The same kids mow many lawns in my neighborhood during warmer weather.
10. Part-Time Job
I just ran into a mom from my kids’ school that picked up a part-time waitress job to supplement their income. Tips, baby! The seasonal part-time jobs are most likely filled by now, but if you have free evenings or weekends, picking up a part-time job might be a great option for you to make some extra cash.
What creative ideas do you have to find some extra cash for Christmas? Please share in the comments.
Still short on cash, think outside the gift box: 30 Free (but Thoughtful) Christmas Gift Ideas.
For more ways to find cash, follow my 31 Days to Find $1000 Pinterest page.
photo credit: Pixaby