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Family Balance Sheet

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8 Action Steps for a Frugal February!

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

February 1, By Kristia Leave a Comment

8 Action Steps for a Frugal February!

One month in for the year! How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we […]

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Filed Under: How We Frugal-ed

Our 2023 Financial Goals

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 20, By Kristia Leave a Comment

Our 2023 Financial Goals

Did you make 2023 financial goals? My husband and I discussed some ideas over our holiday break. We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of […]

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Filed Under: How to Budget

3 Smart Steps to Pay Cash for Christmas

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

November 18, By Kristia Leave a Comment

3 Smart Steps to Pay Cash for Christmas

Christmas is coming! That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all […]

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Filed Under: Saving Money - During the Holidays

30 Free but Thoughtful Christmas Gift Ideas

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

November 4, By Kristia 8 Comments

30 Free but Thoughtful Christmas Gift Ideas

This post has been updated, it was originally published in 2015. This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gift to if you use your time, resources, and creativity. Whether you’re trying to save money or just limit […]

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Filed Under: Giving, Saving Money - During the Holidays

10 Ideas to Find Cash for Christmas

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

November 2, By Kristia 13 Comments

10 Ideas to Find Cash for Christmas

The Christmas season is upon us. The season of family, faith, food, and…shopping…..collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a […]

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Filed Under: Saving Money - During the Holidays

How We Frugal-ed in September 2022

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

October 2, By Kristia Leave a Comment

How We Frugal-ed in September 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. Some months are more successful than others. There was nothing too special about my frugal shenanigans in September, other than just trying to be better with every purchase […]

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Filed Under: How We Frugal-ed

My 2023 Planner

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

September 23, By Kristia Leave a Comment

My 2023 Planner

Are you looking for the perfect 2023 planner? Today, I’m sharing mine. It is highly functional, super affordable, and at the moment, wide open for all the possibilities and opportunities that 2023 will bring. While I embrace the digital world, paper is the way I plan my life. I have been using a paper planner […]

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Filed Under: Organization

How We Frugal-ed in August 2022

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

September 2, By Kristia Leave a Comment

How We Frugal-ed in August 2022

Another month of 2022 is in the books and another month of frugal-ing. My found money in August was made up of a lot of little amounts and unfortunately, was not as high as in previous months. For starters, I didn’t donate plasma this month and that is usually my biggest source of extra cash. Lately, […]

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Filed Under: How We Frugal-ed

My #1 Tool that Saves Me Hundreds on Groceries

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

August 20, By Kristia 5 Comments

My #1 Tool that Saves Me Hundreds on Groceries

This post was originally published in 2015. I still use this simple tool for meal planning! Meal planning is the #1 way I save money on groceries. I can NOT stress that enough and I write about it all of the time.  So I’ll repeat it. “MEAL PLANNING IS THE #1 WAY I SAVE MONEY […]

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Filed Under: Saving Money - Groceries

Egg & Sausage Burritos (Freezer Recipe) | Breakfast on the Go

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

August 12, By Kristia 49 Comments

Egg & Sausage Burritos (Freezer Recipe) | Breakfast on the Go

This post was originally published in 2013. Be sure to check the comments for loads of tips and ideas for these egg & sausage burritos. In an effort to alleviate the morning rush, I make a big pan of these breakfast burritos for our freezer. And after nine years, this Egg & Sausage Burritos post continues […]

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Filed Under: Recipes - Breakfast & Brunch

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Recent Posts

  • 8 Action Steps for a Frugal February!
  • Our 2023 Financial Goals
  • 3 Smart Steps to Pay Cash for Christmas
  • 30 Free but Thoughtful Christmas Gift Ideas
  • 10 Ideas to Find Cash for Christmas
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FamilyBalanceSheet.org is for informational and entertainment purposes only. I am not a financial professional. I’m a girl who loves to talk and read about personal finance and how it relates to hard working families. If you feel you need financial advice, please seek out a competent professional.

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