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Family Balance Sheet

where family, life, and finances meet

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Our 2023 Financial Goals

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 20, By Kristia Leave a Comment

Our 2023 Financial Goals

Did you make 2023 financial goals? My husband and I discussed some ideas over our holiday break. We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of […]

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Filed Under: How to Budget

Start Planning and Budgeting for Summer TODAY!

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

April 2, By Kristia Leave a Comment

Start Planning and Budgeting for Summer TODAY!

After a long winter, are you dreaming of blue skies and sunny days? We are! As a family, we are looking forward to camping trips, a week at the beach, and cookouts with friends. I want to make sure we have time to squeeze everything in and the funds to do it all. If you haven’t […]

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Filed Under: Frugal Family Activities, How to Budget

Why not run the family office?

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

February 19, By Kristia 2 Comments

Why not run the family office?

Many years ago, I read Thomas J. Stanley’s book, Millionaire Women Next Door: The Many Journeys of Successful American Businesswomen, and I had an aha moment. Chapter 17 in this book is titled, “Why not run the family office?”.  In highly affluent circles, a family office is a private wealth management firm that manages the […]

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Filed Under: How to Budget, Marriage and Money

How We’re Saving for College with Upromise

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

October 15, By Kristia Leave a Comment

How We’re Saving for College with Upromise

This post is NOT sponsored by Upromise. Instead, it is my honest review. All links to Upromise are my referral links. Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. I don’t recall why I never used the account, but I guess it just slipped […]

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Filed Under: How to Budget, Saving Money - In the Home

Family Vital Information Binder

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

September 17, By Kristia 5 Comments

Family Vital Information Binder

Creating a family vital information binder is an important project that you should add to your urgent to-do list. This binder stores ALL of your financial information in one location. For me, it wasn’t about making my life easier, but rather, making my family’s life easier if they needed vital information in the case that […]

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Filed Under: How to Budget

How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

June 24, By Kristia 1 Comment

How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. I built a monthly […]

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Filed Under: How to Budget

5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

May 21, By Kristia 2 Comments

5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. I celebrated my 50th birthday month by sending in the very […]

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Filed Under: Debt Free Stories, How to Budget

25 Ways to Find Money for Your Emergency Fund

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

April 1, By Kristia 2 Comments

25 Ways to Find Money for Your Emergency Fund

Emergencies happen when you least expect them. My husband sent me a short text a few years ago, “truck $700.” My stomach sank. He took the truck to our mechanic because a dashboard light came on. We were hoping for an easy (and inexpensive) fix, and we were certainly not expecting this news. But the truth […]

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Filed Under: How to Budget

How to Build your Emergency Fund

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

March 26, By Kristia 3 Comments

How to Build your Emergency Fund

This post was first published in 2016. Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. Your future self will be grateful.  […]

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Filed Under: How to Budget

7 Ways to Spring Clean Your Finances

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

March 12, By Kristia 6 Comments

7 Ways to Spring Clean Your Finances

Take a deep breath, spring is finally here! If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Springtime soothes the soul and revives our spirits. For many, it’s a time to clean the house and the closets, […]

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Filed Under: How to Budget

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FamilyBalanceSheet.org is for informational and entertainment purposes only. I am not a financial professional. I’m a girl who loves to talk and read about personal finance and how it relates to hard working families. If you feel you need financial advice, please seek out a competent professional.

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