It’s March 1, and I declare it Mindful March. We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal […]
READ MORE >>8 Action Steps for a Frugal February!
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One month in for year! How did you do with your financial goals in January? Unfortunately, many people abandon their New Year’s goals by mid-January and every thing goes down hill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had […]
READ MORE >>How to Start a Budget (and be successful at it!)
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Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” We’ve been there too. Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a […]
READ MORE >>Family Budgeters Unite!
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On Facebook? I started a closed Facebook group, Family Budgeters Unite! I envision the group to be a place to find and share tips, motivation, encouragement, and inspiration about family finances and budgeting. We’ll talk about what works for us and doesn’t work for us when it comes to saving and budgeting our money. I have […]
READ MORE >>Introducing: Family Budget Spreadsheets 2019
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Have you started to think about 2019? Is improving your finances in the New Year one of your goals? You‘re not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong finanical plan, gain confidence […]
READ MORE >>Get your FREE Family Balance Sheet Excel Spreadsheet
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October is a big month for me. I met my husband in October. We married in October. Family Balance Sheet, the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits–including […]
READ MORE >>How to Achieve Your Financial Goals (tips from the achievers)
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Wonder what sets you apart from the people that seem to crush their financial goals? They seem to be everywhere on Facebook, blogs, radio shows, and websites. They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable […]
READ MORE >>5 Steps to Crush Debt + FREE Debt Payoff Goal Tracker
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Are you ready to crush debt this year? We’re are working super hard to pay off the last loan of our non-mortgage debt. Back in 2013, we were saddled with business and student loans, and I just couldn’t imagine making the monthly payments for the full term of the loans. So I concocted an idea to […]
READ MORE >>25 Ways to Find Money for Your Emergency Fund
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Emergencies happen when you least expect it. Just last week, my husband sent me a short text, “truck $700.” My stomach sank. He took the truck to our mechanic because a light came on on the dashboard. We were hoping for an easy (and inexpensive) fix, and we were certainly not expecting this news. But the […]
READ MORE >>How to Build your Emergency Fund
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A few years ago, our van needed four new tires to pass inspection. In the same week, I woke up one morning to an icy cold shower and the discovery that our hot water heater was broken beyond repair. The total cost of the replacements was $1000. Have you had weeks like that? Where […]
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