Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” We’ve been there too. Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a […]

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On Facebook? I started a closed Facebook group, Family Budgeters Unite! I envision the group to be a place to find and share tips, motivation, encouragement, and inspiration about family finances and budgeting. We’ll talk about what works for us and doesn’t work for us when it comes to saving and budgeting our money. I have […]

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I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth. Many years ago, […]

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This is NOT a sponsored post. However, links to Medi-Share’s website are referral links. I only suggest products that I believe in, and this is my honest experience and opinion of our first year with Medi-Share. Health insurance is a struggle for many people, and for us it became a big source of anxiety at […]

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October is a big month for me. I met my husband in October. We married in October. Family Balance Sheet, the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits–including […]

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As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. This is our first year and we unexpectedly put it to the test over the summer. So far, […]

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This is NOT a sponsored post. However, all links to Medi-Share are referral links. I only suggest products that I believe in, but note that we are still very new consumers of Medi-Share. This is my honest opinion so far and I will be making updates through out the year.   Health insurance is a […]

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Health insurance is a touchy subject. This post is not meant to be taken in a political way. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Any comments that I deem political will not be approved, but I do welcome your honest feedback and comments […]

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Wonder what sets you apart from the people that seem to crush their financial goals? They seem to be everywhere on Facebook, blogs, radio shows, and websites. They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable […]

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