We have hit uncertain times and this pandemic has felt like a wall that is unscalable. For many households, their finances and budgets are in limbo. Businesses have shut down, manufacturers have paused production, and many people have been laid off or furloughed. Life, as we knew it came to a halt for so many of […]

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I feel like going forward life will be known as Pre-Coronavirus and Post-Coronavirus, kind of like what happened after 9/11. Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery […]

I never really embraced the idea of choosing a word for the year. I tried it in the past and was gung-ho for the first month and then forgot all about the word. However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about […]

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We were trying to be responsible. We ran the numbers of the purchase and they looked great […]

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. Too many shiny quarters and not enough focus gets absolutely nothing accomplished. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before […]

Did you make 2018 financial goals? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the […]

As I reflect back to January 2016, I started that year pretty determined to find debt freedom by paying off the balance of our non-mortgage debts. I even created a hashtag, #crushingdebt2016. So, you know I was serious! And we were on a roll in January 2016. We had quite a bit of momentum coming […]

  2016 will be THE year. As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession  goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough […]