I never really embraced the idea of choosing a word for the year. I tried it in the past and was gung-ho for the first month and then forgot all about the word. However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about […]
READ MORE >>2019 Debt Freedom Plan Update
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Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We were trying to be responsible. We ran the numbers of the purchase and they looked great […]
READ MORE >>Our 2019 Financial Goal
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In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. Too many shiny quarters and not enough focus gets absolutely nothing accomplished. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before […]
READ MORE >>Our 2018 Financial Goals
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Did you make 2018 financial goals? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the […]
READ MORE >>Our 2017 Debt Freedom Plan Update
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As I reflect back to January 2016, I started that year pretty determined to find debt freedom by paying off the balance of our non-mortgage debts. I even created a hashtag, #crushingdebt2016. So, you know I was serious! And we were on a roll in January 2016. We had quite a bit of momentum coming […]
READ MORE >>Our Big Financial Goal for 2016
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2016 will be THE year. As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough […]
READ MORE >>5 Lessons Learned When Our Finances Went Awry
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August 2013 was a month that I’d like to wipe from my memory. Prior to that, we thought we were golden. We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. Yep, life […]
READ MORE >>Our Life Plan
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When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement, our daughters’ college […]
READ MORE >>A Goal Without a Plan is Just a Wish
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My husband and I are self-employed and own a chiropractic office where he is the chiropractor and I am the business manager. To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. However a few years ago, we found ourselves with too much […]
READ MORE >>“We’re Going to Hawaii when…”
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Over the weekend, my oldest daughter had a swim meet. These meets are long and my youngest daughter, who does not swim competitively, ususually handles it fairly well. It can get a bit boring for her considering her sister swims less than 5 minutes during the 4 hour meet. That’s not to say that she […]
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