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Family Balance Sheet

where family, life, and finances meet

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How to Create Your Own Debt Freedom Plan

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

April 9, By Kristia 2 Comments

How to Create Your Own Debt Freedom Plan

Many years ago, my husband and I faced what we thought was an insurmountable hurdle–six figures of non-mortgage debts. These were loans that we knowingly took on and looked great on paper, but they became a weight on our shoulders. Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. […]

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Filed Under: Our Debt Freedom Plan

My Word for 2021

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 2, By Kristia Leave a Comment

My Word for 2021

Choosing a word to focus on for the New Year has been very popular over the years. I joined the crowd many years ago only to completely forget about my word by mid-March. But 2019 was different. My word was REDUCE. I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on […]

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Filed Under: Our Debt Freedom Plan

How to Create a Family Balance Sheet + Get a FREE one for your family!

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

August 21, By Kristia 2 Comments

How to Create a Family Balance Sheet + Get a FREE one for your family!

Need a quick snapshot of your finances? Let me show you how to create a Family Balance Sheet. I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. If it’s updated regularly, you will always know how much […]

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Filed Under: Our Debt Freedom Plan

How We Paid off Six Figures of Debt

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

June 22, By Kristia 4 Comments

How We Paid off Six Figures of Debt

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight–we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity […]

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Filed Under: Our Debt Freedom Plan

How our Debt Freedom Plan Prepared Us for the Pandemic

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

May 6, By Kristia 4 Comments

How our Debt Freedom Plan Prepared Us for the Pandemic

We have hit uncertain times and this pandemic has felt like a wall that is unscalable. For many households, their finances and budgets are in limbo. Businesses have shut down, manufacturers have paused production, and many people have been laid off or furloughed. Life, as we knew it came to a halt for so many of […]

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Filed Under: Our Debt Freedom Plan

How I’m Managing our Family Budget during the Pandemic

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

April 11, By Kristia 2 Comments

How I’m Managing our Family Budget during the Pandemic

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I feel like going forward life will be known as Pre-Coronavirus and Post-Coronavirus, kind of like what happened after 9/11. Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery […]

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Filed Under: Our Debt Freedom Plan

My 2020 Financial Goals & A Recap of 2019

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 8, By Kristia Leave a Comment

My 2020 Financial Goals & A Recap of 2019

I never really embraced the idea of choosing a word for the year. I tried it in the past and was gung-ho for the first month and then forgot all about the word. However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about […]

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Filed Under: Our Debt Freedom Plan

2019 Debt Freedom Plan Update

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

October 18, By Kristia Leave a Comment

2019 Debt Freedom Plan Update

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We were trying to be responsible. We ran the numbers of the purchase and they looked great […]

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Filed Under: Our Debt Freedom Plan

Our 2019 Financial Goal

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 11, By Kristia Leave a Comment

Our 2019 Financial Goal

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. Too many shiny quarters and not enough focus gets absolutely nothing accomplished. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before […]

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Filed Under: Our Debt Freedom Plan

Our 2018 Financial Goals

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 17, By Kristia 3 Comments

Our 2018 Financial Goals

Did you make 2018 financial goals? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the […]

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Filed Under: Our Debt Freedom Plan

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