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Family Balance Sheet

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Our 2017 Debt Freedom Plan Update

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

February 10, By Kristia 5 Comments

Our 2017 Debt Freedom Plan Update

As I reflect back to January 2016, I started that year pretty determined to find debt freedom by paying off the balance of our non-mortgage debts. I even created a hashtag, #crushingdebt2016. So, you know I was serious! And we were on a roll in January 2016. We had quite a bit of momentum coming […]

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Filed Under: Our Debt Freedom Plan

Our Big Financial Goal for 2016

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 26, By Kristia 2 Comments

Our Big Financial Goal for 2016

  2016 will be THE year. As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession  goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough […]

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5 Lessons Learned When Our Finances Went Awry

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

September 21, By Kristia 1 Comment

5 Lessons Learned When Our Finances Went Awry

August 2013 was a month that I’d like to wipe from my memory. Prior to that, we thought we were golden. We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. Yep, life […]

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Filed Under: Our Debt Freedom Plan, Sponsored/Affiliate

Our Life Plan

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

June 30, By Kristia 2 Comments

Our Life Plan

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement, our daughters’ college […]

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Filed Under: Our Debt Freedom Plan, Sponsored/Affiliate

A Goal Without a Plan is Just a Wish

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

June 4, By Kristia Leave a Comment

A Goal Without a Plan is Just a Wish

My husband and I are self-employed and own a chiropractic office where he is the chiropractor and I am the business manager. To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. However a few years ago, we found ourselves with too much […]

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Filed Under: Our Debt Freedom Plan, Sponsored/Affiliate

“We’re Going to Hawaii when…”

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

February 11, By Kristia 5 Comments

“We’re Going to Hawaii when…”

Over the weekend, my oldest daughter had a swim meet. These meets are long and my youngest daughter, who does not swim competitively, ususually handles it fairly well. It can get a bit boring for her considering her sister swims less than 5 minutes during the 4 hour meet. That’s not to say that she […]

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WHY We Want to Be Debt Free

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 29, By Kristia 7 Comments

WHY We Want to Be Debt Free

A few weeks ago, my husband and I had an intense discussion about finances. By the time it was over, we were both exhausted and probably a little bit frustrated each other. We’re in a place that will take us several years to come out of. It’s frustrating to work hard and see only slight […]

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Filed Under: Our Debt Freedom Plan

Update #1: Our Debt Freedom Plan

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

June 11, By Kristia 3 Comments

Update #1: Our Debt Freedom Plan

Back in March I wrote about my family’s Debt Freedom Plan. We adapted Dave Ramsey’s 7 baby steps to reflect our lifestyle as self-employed small business owners. I added a few steps (our total is 12) to cash flow some upcoming business expenses and to celebrate the huge milestones along the way. Our plan is going […]

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Filed Under: Our Debt Freedom Plan

What Makes Me the Most ANGRY About Our Debt!

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

March 28, By Kristia Leave a Comment

What Makes Me the Most ANGRY About Our Debt!

Sometimes it takes pure anger to motivate a person to make a change. I’m a numbers gal  and I love to play around with numbers, so this week as I was preparing our April budget I decided to calculate how much interest we are paying each month with our debt payments. I quickly pulled together a […]

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Filed Under: Our Debt Freedom Plan

Our Debt Freedom Plan | Marriage & Money

This post may contain affiliate links. That means if you sign-up for services or make a purchase after clicking on a link below, I may earn a small commission at no extra cost to you.
Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

March 19, By Kristia 11 Comments

Our Debt Freedom Plan | Marriage & Money

Last year, my husband and I took Dave Ramsey’s online Financial Peace University course. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at […]

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Filed Under: Our Debt Freedom Plan

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