Welcome to Family Balance Sheet!
I’m Kristia. I’m a home cook, half-marathon runner, and a small business owner. I live in central PA with my husband, two teenage daughters, and one spoiled dog.
I’m also a former corporate girl who went from managing millions of dollars for a large company to managing (much less) in my home. At Family Balance Sheet, you’ll find personal stories, practical tips, and delicious recipes to help you and your busy family live well on less, create a peaceful home, and live a happy life.
Why the name, Family Balance Sheet?
My husband and I are self-employed small business owners. Our income fluctuates. We have had amazing years and we have had really scary years. The amazing years are SOOO much better.
My corporate background is in Retail Buying, but in 2003, I left my career to join my husband in running his business. The plan was for me to use my corporate skills to help grow his business. In 2005 after the birth of our first daughter, we made the joint decision that I would be a stay-at-home mom. I would continue to assist with the bookkeeping/financial areas of our business, but I could do it from our home computer.
Since the beginning of our marriage, I took on the role of Family Office Manager. I enjoy crunching numbers and I needed a way to communicate our financial snapshot to my husband, so I devised an excel spreadsheet that I called our Balance Sheet. After the birth of our second daughter in 2008, I discovered the “mommy blogs” of those early years, and voila, FamilyBalanceSheet.org was born!
You can read more about the Family Balance Sheet and a FREE offer of the excel spreadsheet here.
What You’ll Find at Family Balance Sheet
At FBS, you’ll find topics related to Family Finances, Frugal Living, Marriage & Money, Home-Management, and Living your Best Life on a Budget.
Family Finances: My husband and I are mid-lifers who dream of being debt-free, including our mortgage. We wrote our Debt Freedom Plan in 2013 to give our finances direction and purpose. We paid off six figures of non-mortgage debts in September 2019 six years after making the commitment to take on the challenge.
Some popular series/posts are:
- Our Debt Freedom Plan
- How to Start a Budget (and be successful at it!)
- Debt Free Stories
- 31 Days to Find $1000
- How to Save Money on Groceries – All my top tips in one post!
Recipes: I love to cook and my recipes use mostly real food and fresh ingredients that are usually found in any pantry.
Some of the most popular recipes:
- Crispy Parmesan Chicken Tenders
- How to Cook Dried Beans
- Chicken & Black Bean Enchiladas
- Garlic Parmesan Chicken Wings
Family Life Topics:
Fitness/Running: I’m a runner and my 10 Weeks to a Half Marathon series was popular and hopefully will give you the inspiration to make a fitness goal for yourself.
I welcome comments, feedback, ideas, or advertising/PR inquiries or opportunities, please email me at email@example.com.
Join my community and get loads of freebies!
When you sign up for my weekly newsletter, you’ll receive access to a free Family Balance Sheet Excel spreadsheet, a Gift Budget Spreadsheet, a debt payoff tracker, and many more printables and spreadsheets.