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Choose Thrift First Challenge – January Meeting

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Also, I am not a financial advisor. I'm a blogger who LOVES to share how I manage the finances for my household.

January 29, By Kristia Leave a Comment

Choose Thrift First Challenge

In 2015 I’m challenging  myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have.  We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. Surprisingly I was able to walk out with nothing for myself.

At the beginning of the month, we were in the market for a bedroom dresser because my youngest daughter’s dresser fell apart over the holidays. After shopping locally at some furniture stores, I resorted to Craigslist and spent hundreds less on a new-to-her dresser. Daughter and mommy were both thrilled.

craigslist dresser

 

Years ago, I would have bought a brand new dresser, but my mindset has changed very much over the years and in 2015 I want to really challenge myself to think differently.

Instead of buying new this year, ask yourself these questions:

  • Can I borrow from someone? For one-time special occasions, ask friends if you can borrow instead of buying new. My mother recently borrowed some luggage from us for a plane trip. She hasn’t flown in 20 years and probably won’t fly again for sometime, so she didn’t’ want to buy a carry-on suit case.
  • Can I find what I need at a second hand or thrift store? I have found new or gently worn name brand clothing, snow gear, shoes, household stuff, and books. Start keeping a list of needs with you for your thrift store trips.
  • Can I make do with something else around my house? Recently, I thought I needed a new picture frame, but realized that I had a pile of unused frames sitting in a closet that I had forgotten about. One of the frames was perfect for what I needed.

The Choose Thrift First Challenge

On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. I’d love to hear your solutions for your needs other than buying new.

Your main assignment is to think differently when a need or a want arises and to Choose Thrift First. I can’t wait to see how much we will save in 2015.

See you on Thursday, February 26.

Are you participating in the Choose Thrift Challenge? How did you do in January? Let us know in the comments.

Filed Under: Choose Thrift First Challenge, Thrifting

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